From saving for university education to inheritance money or long-term care fees, we can cover all aspects of your wealth planning.
As financial advisers we are independent.
So we are able to search the whole of the market to recommend the most suitable investments whether you prefer cautious or more speculative investments.
We can also offer ethical investments if you so desire.
From childhood, most of us are told to put away money to save for the future.
Perhaps for something special; or maybe to be sure that when we really need something we have the funds to acquire it, without taking on debt.
People’s aims are broadly the same; to provide for future needs, and to protect ourselves against unexpected expenditure, events and inflation.
Investments are designed to be held for a longer term, usually at least 5 years.
You need to be comfortable with tying up this money for a period of time and should not consider investments unless you have some savings in place.
Most investments are not guaranteed to return your money in full, although do offer the prospect of potentially higher returns than deposit accounts.
Returns, risk and volatility are the factors that will determine a suitable place for your investments.